Injuries

Concussions and TBI After a Crash: What You Need to Know

By Jim Kelleher · · 7 min read

Brain injuries are one of the most undervalued categories of personal injury claim — partly because the symptoms are real but invisible, and partly because insurers know how easy it is to dismiss them.

A Normal CT Scan Does Not Rule Out a Concussion

First, a CT scan in the ER is not designed to diagnose a concussion. It looks for bleeds and skull fractures. Many traumatic brain injuries — including concussions and diffuse axonal injuries — do not show on CT. A normal CT does not mean a normal brain.

Brain Injuries Can Occur Without Losing Consciousness

Second, you do not need to lose consciousness to suffer a TBI. Many concussions occur with no loss of consciousness at all.

Recognize Symptoms That Persist After the Crash

Third, the symptoms are wide-ranging: headaches, dizziness, brain fog, memory issues, light sensitivity, sleep changes, irritability, depression, executive function problems. They can persist for weeks, months, or longer.

Document Symptoms and Specialist Follow-Up

Fourth, documentation matters more than in almost any other case. Symptom journals, family observations, neuropsych testing, and follow-up with the right specialists turn a 'soft' claim into a clear, evidenced one.

If you've been in a crash and something feels different — your memory, your mood, your ability to focus — get it documented. Tell your doctor. See a specialist. The earlier those records exist, the harder it is for an insurer to claim 'it must be from something else.'

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